Microsoft stockholders probably don't feel too badly about the Ballmer legacy overall, though -- browser choice is a pretty small arm of the octopus.
Yes and no. I remember the days when not having Internet Explorer (the Windows version specifically) was a big reason not to try another platform. Corporate sites and banks would require the use of Windows IE or wouldn't function properly with anything else. Now that IE's market share is so low, all of those sites are forced to support Firefox and Chrome (at the very least) which function the same on Windows, OS X and Linux.
Years ago browsing the Internet on a Mac or Linux PC made you a second class netizen. The irony is that it's IE users on older versions of Windows who are second class now.
To get back on your feet, miss two car payments.