"It's hard enough for doctors to make a living[.]" Are you f-ing kidding me? Doctors are one of the richest professions in the US. In fact, around of 30% of doctors is in the top 1% of income earners in the US. The fact that they are turning away business should be a clear indicator that they are under little financial hardship. When's the last time you saw an adjunct professor turn down classes at a community college because s/he didn't like the students work ethic or some other thing like that? Doctors having trouble making a living, now that is rich.