we may be 'created equal' but are not the same (Score 1)

the 'black box' presumably assumes all people have equal driving ablity and drive cars of equal capability , therefore more acceleration/speed/braking = more accidents. The current tables prove what we all know, some folks screw up more than others no matter how or what they drive and (hopefully) punishes those drivers who do a bad job for whatever reason because they cost more over time. This is just a feel good, like lowering the BAC to .08 because that will surely stop the 5 times over revoked .2+ drunk driver. Another excuse for some lazy greedy f* to collect the same money and avoid their legal obligations.