Comment There are racing games and racing simulators (Score 1) 220
The games do not really punish you for causing accidents. And some online games are more of a demolition derby then real racing.
A simulator like iRacing keeps track of your incidents and as such you are more or less forced to learn clean driving without causing incidents. Racing accidents still happen though. The simulator is starting to get that realistic with usage of force feedback wheels that you can learn to catch and correct situations which without practise would result in a spin or collision. Some people racing there have stated that it helped avoid them sudden road accidents of other people and come to a safe stop. So for some people it definitely helps in increasing their driving experience. One has to be able to keep the simulation and the real world apart though.