Of course, they go heavy on international funds and REITs, and you can't have it tilt funds in the direction you want. But they encourage extremely low-cost index funds and seem to be a good option.
Water into wine? Kool-aid.
Elijah vs. Baal prophets trying to start wood on fire? Bazooka.
Heuristics are bug ridden by definition. If they didn't have bugs, then they'd be algorithms.