Use of a personal passcipher gadget (Score 1)

In my bank, which is a part of the Générali Group, you get this small device that looks like a calculator. Everytime you want to login into your account, you have to turn the device on, type in your PIN code, and get a random number each time. You than login in with your username and that random number. IMHO that severly tightens security, and prevents security unconscious users to mess things up.