Indeed, who to trust?
(a) A for-profit company where the CEO and board gets kicked if their bottom line turns red. Denying treatment after you have made the payments is by far the most profitable (unfortunatly for you).
(b) The society at large, ultimately represented by the government, which has a huge incentive to cure you and get you back to work as soon as possible so that you can pay taxes again instead of living off what others pay.
The government fails in the case of the US of A because you have insane politicians who care more about their wallet (health industry and medical company payoffs ("campaign contributions")) and their impending retirement benefits than they do about the normal man on the street.
USA is a very nice place to be rich im sure. Unfortunatly that only applies to 1-2% of the population.
USA is going down the toilet sooner or later. I think (and hope) sooner. (The world doesnt need another police state)