Comment Re:What can be done? Nothing. (Score 1) 511
Two words: Credit Union.
Traditional banks find all sorts of ways to fuck you with fees, interest rates, interest accrual periods, minimum balances, inactivity penalties, and all that nonsense, and then on top of that, they're very picky (these days) about who gets the pleasure of being fucked by their credit cards.
My credit union has no fees, no minimum balances, no inactivity penalties, low (relatively) interest rates, high spending limits, and a very wide non-accrual period on new charges (something like 45+ days depending on how the billing cycle falls). And my credit union is not at all unique in this regard.
Shop around for a credit union and drop your Bank of America, Wells Fargo, Chase, or whatever account. It'll be the best financial decision you've ever made.
Traditional banks find all sorts of ways to fuck you with fees, interest rates, interest accrual periods, minimum balances, inactivity penalties, and all that nonsense, and then on top of that, they're very picky (these days) about who gets the pleasure of being fucked by their credit cards.
My credit union has no fees, no minimum balances, no inactivity penalties, low (relatively) interest rates, high spending limits, and a very wide non-accrual period on new charges (something like 45+ days depending on how the billing cycle falls). And my credit union is not at all unique in this regard.
Shop around for a credit union and drop your Bank of America, Wells Fargo, Chase, or whatever account. It'll be the best financial decision you've ever made.
