Well, I think you are missing the point:
- You need some kind of objective metric, and wealth is a world wide accepted one. Not the only (money is not mentioned when talking about the beatles because in that case you do not need it to prove they were outliers). How do you propose to measure "happiness"? a measure valid for everyone, please, not just someone from your own country and social background. Money is not a perfect measure by any means, but it is a objective one and pretty well accepted and understood everywhere. Chapters 1, 2, 6, 7 or 9 were not about wealth at all.
- Gladwell never says you do not need personal effort and intelligence (in fact, in the chapter about Flom says exactly the opposite), he simply emphasizes the other aspects in the cases (Mozart, Gates) where genius is a given fact from the beginning.
Forty two.