Comment Re:Unhappy with Paypal? Call Craig at (402) 935-22 (Score 1) 237
Hi goingware,
Giving PayPal your bank account does not give PayPal access to your bank account on a whim.
The sending limit you mentioned is in place to reduce the probability that you are dealing with a stolen credit card. It also limits the amount of damage someone could do with a stolen credit card.
"So if you pay a lot of money through paypal for some merchandise you never receive, you basically have no legal recourse - you're screwed. If you had paid with a credit card, you could dispute the charge with your credit card company and they'd have to give you your money back."
Your chargeback protection is still available if you use your credit card. However, we do ask that buyers file a Buyer Complaint with us before filing a chargeback. Why? a) we might be able to recover for you b)it alerts us to a potential problem with someone selling goods.
Regards,
Damon
PayPal Consumer Relations
Giving PayPal your bank account does not give PayPal access to your bank account on a whim.
The sending limit you mentioned is in place to reduce the probability that you are dealing with a stolen credit card. It also limits the amount of damage someone could do with a stolen credit card.
"So if you pay a lot of money through paypal for some merchandise you never receive, you basically have no legal recourse - you're screwed. If you had paid with a credit card, you could dispute the charge with your credit card company and they'd have to give you your money back."
Your chargeback protection is still available if you use your credit card. However, we do ask that buyers file a Buyer Complaint with us before filing a chargeback. Why? a) we might be able to recover for you b)it alerts us to a potential problem with someone selling goods.
Regards,
Damon
PayPal Consumer Relations
