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Comment Re: Maybe I'm more anal-retentive than most (Score 1) 157

Four bins? Are you a sales rep for HP or something? The most I have ever had to use was three... one for the client's laptop I was returning that week.

But I agree it's total bullshit. Even with all the extra hassel, I normally get slowed only by the agents being slow at their job. To me, the TSA is the new DMV.

Comment Sensational article. (Score 1) 107

Basically some payment systems allow 10-20 human errors per valid card number before triggering a fraud alert. 10 seems understandable for all those old folks with arthritis and poor eyesight. 20 seems like someone didn't know what they were doing or didn't change it during deployment from QA.

So what the article is saying is that it is theoretically possible for someone to write a program to submit random numbers to various sites and by the law of big numbers, figure out a valid CC & data in under 6 seconds.

Not really a big return there. Nor can this be used in mass, eventually the payment systems will see you as spam and if not them, the upstream will block the payment system because it is sending in too many invalid queries.

Even with a CC number, usage would still need to go through the rest of the fraud detection system. If this ever becomes a problem the obvious immediate answer is to lower the attempts to 5-10 or block repeat attempts for x seconds.

There are easier ways to get a lot more card numbers...

Comment Re: Are we there yet? (Score 1) 203

Germany, UK, France, and even Switzerland have been sharing financial information with the US (and vice verse) for over a decade. The US has been recording all global SWIFT transactions for well over 2 decades. Most banks that span across countries and participate in the SWIFT system already provide this information. Even from countries such as India, and Singapore.

If you are not a US citizen, the other members don't actively report on you but will upon request. It's not just a US thing. Germany/India/Canada can request as such in reverse.

This isn't some US overreach concept. The global banks were already doing this and had the capability. The governments just decided to plug into the system for tracking funds going to terrorists and tax havens.

The hard part for the governments is linking a specific person to all their foreign account numbers. For rich folks and companies, they can easily make accounts under aliases/shells/agents. It's the common citizen that can't really hide. But then again, the common citizen isn't worth going after.

Comment Re: Another step toward tyeanny (Score 4, Interesting) 258

What are you talking about?

USD is more accepted than ANY other currency globally. The top global commodities are traded in dollar. Just by sheer population volumes in the native countries, the Rupee and Renminbi are probably used a lot. But both those countries keep far more USD debt than any other foreign currency. Euro comes in second, but never replaced the USD in any of the global commodity trades. UK even prices their commodities in USD since the 90s.

Comment Re: Are we there yet? (Score 1) 203

True, I only meant US based entities. But just because a financial institution is not in the US doesn't mean it is out of reach. Many countries in the EU, Australia, Canada, India, etc actually have similar organizations that ask for reporting. They also network and provide this information to each other.

Comment Re:Everyone's demanding higher pay (Score 1) 304

That establishes a lower bound on the value of someone's time.

So what about all the tasks that are worth less than that lower bound? Either they get automated or done on someone's off hours or not get done because there is no positive value to them. Then there is a subset of our population whose hourly worth is less than your lower bound. Think retired folks, high school students, and mentally challenged folks. These folks are kept out of the market completely.

Are you really saying stuff like paperboys, dog walking, burger flipping, babysitting, door man, etc should provide enough income to actually life off of?

If your lower bound is less than the market, then it is pointless anyway... everyone gets paid more than the minimum.

Comment Re: i bought nothing friday (Score 1) 163

Reminds me of a story a professor told once while helping to set up a factory in China. A few years after the Nike thing, which was 20 years ago!!

He was adamant with the local factory owner that no one under 16 be allowed to work in the factory. For those under 10 they already had set up the daycare & educational facilities like other companies. They didn't want to repeat the Nike nightmare. It was not only a company policy, but one the prof took personally. He would not want his children working in this environment.

The owner just laughed. The professor got stern and said this was no laughing matter and had to be taken very seriously. The owner responded that Americans are very funny. No one under 16 will work in his factory. They will go back to their prior jobs. Jobs that will pay more than before because of the factory.

Later in the day, the prof asked what kids did here. He was a bit concerned that kids still thought they had to work... The owner replied that they will service the men standing in line outside the factory waiting for a spot in the next shift. The owner was surprised because the prof was the first American to have asked... The rest usually don't want to know.

My prof left speechless and the conversation still haunts him 10 years later. Just a few years later the local economy had improved enough that the factory was having trouble finding workers, let alone finding kids near it. But even to this day, there are other parts of the world that are still like that.

Comment Re: 60 hours a week? (Score 1) 163

What good old times? People keep thinking history was some glorious time. It was shit; most of it was way worse than today! There were actual threats to worry about, actual wars, not enough food to buy, not enough gas, higher ppl to home ratios, people worked in more dangerous environments, had less stuff in the house...

Comment Re: I'm always proud of my code (Score 2) 280

I always wonder what the hell those people do when I'm gone.

They will be fine. They were just looking for the easiest and most simple path to get an answer. It was you. Without you they will use a little less simple path. They may even Google the answer! Hell, they might even learn something.

In general, people who seek help are neither as helpless nor stupid as they appear to be.

Comment Re: Finally (Score 0) 540

Well said. I think the underlying problem is that each generation of workers thinks they are the special snowflake. That what is happening to them has never in the history of mankind happened to anyone. Many of the replies to your post lean toward this.

I guess it all comes down to the fear of change and the overly vocal minority. Combined, each generation thinks the world is ending or just about to.

Comment Re: Impressive? (Score 4, Informative) 136

It helps for working capital, cash flow, and for usage of cash but isn't recognized as revenue. It would be noted as a liability called Deferred Revenue.

Upon partial or full delivery, it is partially or fully converted to Revenue. The cost of said delivery would be netted to obtain Profits.

So if they invested in marketing or gave some sort of paperwork about the contract and those are considered costs for delivery of vehical, then a very small part of that DR can be recognized as Rev. It can be netted against the costs and the minor profit can be recognized.

There is a little bit of wiggle room here on the business deciding how much of the liability was fulfilled. But it's not much, and all you accomplish is shifting pennies between quarters.

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