Comment Re:Umm... (Score 1) 362
Cory Doctorow had an essay that speaks to this point recently: http://www.locusmag.com/Perspectives/2010/05/cory-doctorow-persistence-pays-parasites/
TL;DR: Even if you're clueful and security-conscious most of the time, all it takes is one momentary mistake, and nobody can be perfect. Phishers and scam artists know this, and attack constantly and without cease, so that even though they fail 99.9999% of the time, those few successes yield great returns.