Re:Step 1. (Score 1)

Right. Have you ever had to utilize COBRA? I did - two years ago. Twelve hundred dollars per month for me and my wife. It would have been even more had we had dependent children. This on unemployment income of $228 per week. It didn't quite stretch! I used to think COBRA was a great idea; then I was forced to apply for it. Works fine if you can afford it.