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Comment Best of all worlds. (Score 1) 282

I've looked into independent contracting. I even did a business plan. Right now rates where I am are shyte. I do plan on incorporating in my home state, New Hampshire. NH next to DE has easier to take rules on incoporating.

If I did contract I would outsource my payroll and billing to an "Employer of Record" firm. Basically they do all your payroll, taxes, billing and collections for you; freeing your time up for more billable hours. They collect the money from your clients, cut you a W-2 paycheck. Also you can get business insurance at a good rate. All for a small fee. You're still working for yourself but don't have the hassles of nitty-gritty of doing your own payroll and collections.

In the eyes if your banker and the IRS, you are a W2 employee but you get to call the shots as a contractor. These agencies also offer discount health and dental insurance. they offer retirement savings plans as well. Take a look at Youcor [Yucor], a company that offers this service. Also there is ZeroChaos and Guru.com has similar services.

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