You do not have to be a member of the SAC to be paid! This money will be divided among anyone who has songs file shared and opts-in

Thousands of songwriters and artists receive payment for the private copying levy in Canada. I am one of them. That said, as sales of all kinds of CDs decline, the levy itself will disappear and new technologies will dominate the marketplace. File sharing is the major one going forward.

You don't have to pay! You can opt-out!

Actually, all rights holders will opt-in although it may take a bit of time. Just like performing rights, where rights holders can theoretically opt-out no one does. Because everyone wants to be paid for their work!