I think the correct analogy would be walking out on my porch and yelling sensitive information and somebody driving by and recording it and storing it somewhere. That's different from just hearing it.

It seems we are breeding the next generation of investment bankers that will do things only for money. Economists tend to forget that people get used to their incentives and after a while feel entitled to them. In a few years these kids will be used to getting paid and will ask for more.

It's the same in Congress. Most interns there come from "good" families. Regular people can't afford an internship there (other than the lucky few who get a stipend).

That's pretty much how most settlements work. Look at the fines companies have to pay to the SEC. They don't admit any wrongdoing and often settle for less than they made through fraud.