I can text with both hands off the wheel and steer with my feet.

Absolutely agree with the author; touch typing in H.S. was the most useful class I took.

I have used PayPal ever since my Company's credit union instituted into their organization years ago. I usually set up a years worth of automatic payments in January only if the payments are of the same amount for the year to terminate at the years end. Other payees of varying amounts are in the system and are entered manually only after I receive the paper bill. Some annual bills; taxes, insurances etc. are still paid using the old fashion check. I don't like certain businesses having the ability to extract money from my accounts. Call it old fashion, but I like to have control on who gets what.