The Toronto Dominion Bank Web Access (Canada) (Score 1)

Here over on the west coast, I use the TD bank's online web access system.
Things you need to use it?
-A TD bank account
-Internet access
-A 128bit encryption browser
-To sign up.

Ease of use? Damn easy, I can pay all my bills being BC Hyrdo, Rogers/AT&T, Cable (both tv and cable modem), payments to other bank's bank accounts, put extra money into my RESP (registered education savings plan [for my son]) and can place payments to over 70,000 other companies.
I can check my account balance, what my minimum payment is going to be, a nice list of all my transactions within the last six months (per account).
There is no charge for using TD web access, and as they are the bank that I use there is no privacy concern as they already have all the information on me they want anyway.

Did I mention it's really easy to use? With my paycheck being direct deposit, the only reason I go into a bank (and to use a machine at that) is to deposit cheques.

Why spend 20min going to a bank, when you can do everything you want in 5min at home.