we will pay for it
How much and what are the options? Measure it.
One example of little cost but a lot of benefit is the Fed raising flood insurance rates 5% + inflation every year until they are out of the business.
Another is to quit bailing out states for storms. I was in NJ when Sandy hit and 99% of the damage was self induced - they refused to cut trees away from power lines. Guess what happened? Thousands of down lines and power out for weeks. Something they've finally been intelligent enough to restart is putting barriers between ocean and houses.