Comment Re:Hmmmm (Score 1) 181
Under US federal law (Medicare/Medicaid), an individual hospital/doctor is required to bill patients the same amount for the same exact service, so you're also going to see them billing the most they're ever going to see out of any insurer at a minimum. This amount gets lowered significantly under what you referred to under the Contractual Obligation section you see on your insurance statement usually, unless you have some weird out of network rules. The Contractual Obligation is what the insurance company has bargained with the medical providers to pay for the service. Unfortunately this rule tends to hurt people without insurance, as they have to be billed the same amount initially as well too, although at least hospitals will often be willing to work with people and lower this amount afterward, as they'd rather get paid a lower amount than not at all.