I bet AT&T may disagree.
I was told you cannot close an account, ever, for merchants. When you "close" it, you only essentially tell the bank that you no longer want to get statements, and they will stop charging you the monthly maintenance fee. Also, if you do write a check after "closing" the account, they will deny the payment (I guess that is bank dependent) but in all cases you will be charged an overdraft fee. Once you open an account, it will be there for life and even through death it will be passed to your heirs.
They apparently have no mechanism to filter an incoming electronic debit request when the account is closed because they keep the account number in their logs. Closing an account is not "deleting" an account.
The Moto-X changed that. It feels smoother than my wife's iPhone 6+ (she has almost no apps installed other than those that came with the phone), gesture controls are actually very useful and well thought out and Motorola phones don't have as much crapware as other Android phones (still more than iPhone though). My wife still beats me with battery life (she charges her iPhone every 2-3 days if she thinks about it) but the Moto-X 2nd gen lasts a full busy day and I am perfectly happy with that (I must add that I am on 4G all day, I have unlimited data and do not connect to my employer's wifi neywork). My wife's iPhone 6+ skips briefly when you rotate a video from vertical to horizontal, my Moto-X does not (on the same program). That was a surprise.. The Moto-X definitely made me a qualified Android fan. Everything happens instantly, the phone has never crashed or needed rebooting in the month since I have had it. Finally, Motorola phones stay in your hand better than any other and don't hit the pavement as much because of the texture on the back. Talk to somebody who owns one.
You could do much worse than get a Moto-X 2nd gen.
How did they get it in the first place? Probably through my employer of course.
Of course, they do not even acknowledge it on their FAQ any more, that was quickly removed.. Now it only says "employment information".
That I think is the reason why people should not run Windows 10 on their RPi. It's going to give Microsoft bad ideas.
Exactly, that's why roads should be designed so that people are safe travelling at a speed that feels right, no some artificial limit that may not be intuitive.
Of course, there may be temporal exceptions such as school zone and road work.
If roads were designed scientifically, there should be no need to look at a sign to know what is a safe speed.
Problems come up when the speed limit is not intuitive and some people follow the arbitrary sign, and some do what feels right.
Of course, there will always be idiots too.
That's the problem. They don't really care if you play. The game is only a pretext for you to spend more money. If you have no way to spend money, the game does not matter to them.
When hiring technical people, we look at education and experience. Depending on the age, one or the other takes greater importance.
At a (relatively) young age of 25, education is the most important. Your education does not qualify you for a STEM job, simple as that.
Now, a number of jobs can be had based on personal relationships. Let's say you have a special skill not reflected by the degree(s) you have, but someone you know is aware of it and in a position to influence someone in a hiring position, you could get a hearing and if you do have skill, you may get a chance at a job.
My understanding is that at the moment you do not have marketable STEM skills, so the only way is to get some.
You can try to do that while holding a job you are qualified for. It will take a while because it will be night school but at least you will get paid while doing it. You won't have too many free nights but not so much debt when you are done.
The alternative is to go student full time, pile up more debt but hopefully get done faster.
Which way to go depends on your personal (family?) situation and the kind and level of pain you are willing to endure.
Little known fact about Middle Earth: The Hobbits had a very sophisticated computer network! It was a Tolkien Ring...