I see it as "leap-frogging technology". Developing countries can take advantage of others' previous experiences. Since they didn't have to deal with checks, they could skip that entire infrastructure and jump to the latest, workable system. It takes time to phase out old systems (as it should). For example, I don't own a cell phone; would I be left out or will they provide a computer method?
Speaking of cell phones, I understand this is precisely what happened regarding land-line phones in developing countries. They skipped building that infrastructure and went straight to cellular towers/phones, saving a step.