Money and Career success aren't everything (Score 1)

In this world of better jobs and better toys and "career advancement", it's helpful to keep the following in mind when considering a PhD:

A Doctoral degree can be worthwhile for other than financial reasons.

You may want to think about trying for one to see if you can do it - to see whether you made of the stuff that can make a "significant contribution to the field".

You may want to think about trying for one because you have a topic you passionately believe in and want a chance to show the world you're right.

Don't automatically rule a PhD out because you could probably make more money taking your B.S. (B.A. or B.Sc.) to industry directly.

S.