um, busted tie-rod end, come on, how often has this ever happened, it should be picked up when it has play, and even then it will not just fall apart, unless maybe someone smacks into a gutter really hard, but then that is much more likely to bend the tie-rod, or puncture the tyre, or buckle the rim, but then this is back to driver error again.
also, should lack of car maintenance be included as driver error, i think so.
as for failed brakes, its not that hard to wipe alot of speed of a car even without breaks, things called gears and handbrakes and stuff will help, but a properly maintained car shouldnt be having brake failures anyway. I agree with extra safety features taking the responsibility away from the driver