Comment Re: Free credit reports (Score 1) 609
You don't have to wait until you are denied credit to get your credit report for free. I order my report for free several times a year.
Under the Fair Credit Reporting Act (FCRA), you can get your credit report for free if:
1. You have been denied credit.
2. You are unemployed.
3. You believe you may have been a victim of fraud.
Everyone is a potential victim of fraud.
Why pay for your credit report when the law allows you to get it for free.
You can get more information at www.reallyfreecreditreport.com or by searching the web for "Fair Credit Reporting Act".
By the way, if a credit reporting agency does not give you your report for free in accordance with the FCRA, you can sue them for $1000 in small claims court. Check out the FCRA, you'll be glad you did.
Under the Fair Credit Reporting Act (FCRA), you can get your credit report for free if:
1. You have been denied credit.
2. You are unemployed.
3. You believe you may have been a victim of fraud.
Everyone is a potential victim of fraud.
Why pay for your credit report when the law allows you to get it for free.
You can get more information at www.reallyfreecreditreport.com or by searching the web for "Fair Credit Reporting Act".
By the way, if a credit reporting agency does not give you your report for free in accordance with the FCRA, you can sue them for $1000 in small claims court. Check out the FCRA, you'll be glad you did.
