Comment Re: This is how they kill the poor (Score 1) 299
If you have insurance of any form, you already are. Sorry to break it to you.
Universal healthcare doesn't have to mean the government pays for it. I'd be perfectly happy with government simply handling the insurance side of it and making it mandatory for everyone, rolling all the existing government programs into it (VA, Medicare, Medicaid) and giving everyone say the option of Silver, Gold, or Platinum levels of care to choose from with limited ability to switch between the plans on a health event (benefits phased in, premiums phased out on switch for a long enough interval so people would have to pay for what they really need all the time or cover what insurance didn't cover themselves), and then adjust the premiums for everyone each year based on what the expenses were and actuarial analysis projected for the next year. Let them buy out the existing insurance plans based on some previous date to implementation so investors wouldn't be out anything, letting them adjust their taxes to handle any difference between the date the assets and liabilities were examined industry wide with the snapshot for the buyout price and when they transferred assets.
The medical establishment would win because of single payer and knowing exactly what they could do based on three plans. Let people pay for more if they need something special that wasn't covered by their insurance. The people would have less confusing crap to wade through, and wouldn't have to deal with insurance companies at all. Just pay the premiums every month for yourself and your family.