I bought myself a very nice HP Pavilion, my first home computer with a dual core processor and I'm very happy with it. As I was leaving, the Geek Squad guys asked if I wanted them to make the recovery disks for me. I said, "How much?" I believe the price was $28. I said no thanks.
I got home, turned the computer on, and it did a bunch of self-setup, including asking me to put in several CD-Rs so it could make its own recovery disks. I did, labelled them the way the setup program told me to, and voila -- recovery disks. So there does seem to be some kind of scam going on here.
Quantum Mechanics is God's version of "Trust me."