Or perhaps the "success" Putin is having using AI algorithms has been a result of...

Gold also crashed last week. Investors realized sales would spawn tax on gains and neither bitcoin nor gold sustain you when Armageddon arrives from either the dollar collapsing, nuclear fallout, solar storms wiping out all electronics, a large meteor, or AI.

Gold also crashed last week.

Land owners still gate keep all federal legislation today since the Senate grants two votes to the majority of inland states with essentially more land than people. The founding fathers explicitly used the British House of Lords and House of Commons when designing our bicameral legislature. To a significant degree, James Madison, Alexander Hamilton and Gouvernour Morris were deeply worried about what the called, "the tyranny of the majority". The Senate was meant to protect against, "sudden and violent passions" written in the Federalist No 62 by Madison. After the revolution several state legislatures dominated by common farmers and tradesmen passed debtor relief laws, paper money schemes, and tax holidays that alarmed and hurt property owners and lenders whose families continue to wield control of the Senate.

White land owners still gate keep all federal legislation today as the Senate grants two votes to the majority of inland states with essentially more land than people compared with coastal states that have more people than land. The founding fathers explicitly used the British House of Lords and House of Commons when designing our bicameral legislature. To a significant degree, James Madison, Alexander Hamilton and Gouvernour Morris were deeply worried about what the called, "the tyranny of the majority". The Senate was meant to protect against, "sudden and violent passions" written in the Federalist No 62 by Madison. After the revolution several state legislatures dominated by common farmers and tradesmen passed debtor relief laws, paper money schemes, and tax holidays that alarmed and hurt property owners and lenders whose families continue to wield control of the Senate.

White land owners still gate keep all federal legislation today since the Senate grants two votes to the majority of inland states with essentially more land than people. The founding fathers explicitly used the British House of Lords and House of Commons when designing our bicameral legislature. To a significant degree, James Madison, Alexander Hamilton and Gouvernour Morris were deeply worried about what the called, "the tyranny of the majority". The Senate was meant to protect against, "sudden and violent passions" written in the Federalist No 62 by Madison. After the revolution several state legislatures dominated by common farmers and tradesmen passed debtor relief laws, paper money schemes, and tax holidays that alarmed and hurt property owners and lenders whose families continue to wield control of the Senate.

White land owners still gate keep federal legislation today as the Senate gives two votes to each of and the majority of inland states with essentially more land than people. The founding fathers explicitly used the British House of Lords and House of Commons when designing our bicameral legislature. To a significant degree, James Madison, Alexander Hamilton and Gouvernour Morris were deeply worried about what the called, "the tyranny of the majority". The Senate was meant to protect against, "sudden and violent passions" written in the Federalist No 62 by Madison. After the revolution several state legislatures dominated by common farmers and tradesmen passed debtor relief laws, paper money schemes, and tax holidays that alarmed and hurt property owners and lenders whose families continue to wield control of the Senate. Of the ~190 "democracies" today, 111 or 58.4% do not have a bilateral legislature.

Censorship - 1) Delay of Darwin Award. 2) Protection of the poor from pointless points. 3) Authoritarian mask of benevolence. 4) Cropping up of the Cabal of expertise.

Immune from the law but not immunized against pathogens.

Bad idea. Protecting the anti-vaxers from winning their Darwin awards retards Darwinian rewards of selection of the fittest. Darwin, by the way was a theologist with no formal diploma in any of the sciences.

The AMA actually recognized in 2024, months before anti vaxer fool RFK Jr was made head of HHS the Hippocrates' teaching of, "Let food be thy medicine and medicine be thy food" merits dedicated nutrition classes in the curricula for medical doctors.

Michael Farady, a bookbinder, was dissed by Physics experts. Thomas Newcomen, an iron monger, invented the steam engine despite also having no diploma. China's authoritarian remedies are more likely to retard meritorious challenges to the cabals of expertise than to advance the human condition. My own profession hid behind pre computer era sampling methodology for audits, thus retarding advancements in audit quality by nearly a half century.

Focus on external independence with willful neglect of impaired internal independence has made audits an embarrassing farce for anyone with a CPA license to sign off on audits. The original legislative intent after the 1929 crash to make pay nice enough to dissuade auditors from colluding with clients had an unintended consequence of creating fall-back cushions large enough to financially justify annual soul selling. Take a small 10,000 hour audit contract at $350/hr. Ninety percent of the hours cost below $100 per hour leaving $2.4million for the partner in charge each year to look the other way. Do the math on an 50,000 to 100,000 hour audit! A virtual network of independent local regional firms large enough to service clients with national and multi-national geography could up-end audits with the following governing precepts: 1) All firms participating in an audit get an equal vote on the final audit opinion. 2) All firms get distribution of profits based on hours each firm is required to provide for the field, management and review work. 3) Ten percent of the audit bid will be reserved for bonuses paid on a first-come basis for participating firms finding a red flag that downgrades the audit opinion. 4) Local/Regional firms chosen for an audit must be rotated out every three years to impose true external and internal independence and open doors for new firms to enter the profession. 5) Red-flags severe enough would impose a two-week delay on rendering the opinion to allow time for all participating voting firms to assess the red flag. 6) Firms selected each year would be scored on how low their staff turn-oever is and how many years the staff assigned to the audit have to reduce client burden of retraining fresh grads each year on industry idiosyncrasies. Although 80-85% of publicly traded audit clients would like up to prove no fear ditching wishy washy auditors for high integrity ones in order to convince bankers and investors of their integrity, the peer review process where the profession shuts down new competition would be an obstacle insurmountable without the SEC or Congress paving the path.

State regulators regulate profits by adding an allowable profit (typically the 50-year running average of the S&P 500) to annual cost reports submitted by regulated industries. Inflating costs, thereby guarantees inflated profits. Utility companies are permitted under obscure 95-year old federal regs to keep depreciating fully depreciated 50-year old copper (buried or arial) using current replacement cost to prevent collapse of 90% of the utility cost the year after the fixed plant is fully depreciated. The goal 95 years ago was to stabilize pricing so that if technology changed, phone and electricity customers wouldn't have to be shocked by a 90% increase. The double depreciation was what the utility companies said would work to solve the decades of beratement from rural voters for whom no utility could afford to provide services in an era when over 80% of voters lived in rural areas. The federal regs haven't been updated despite a flip of population now predominantly located in urban areas where deploying copper has always been economical. Even after a universal service fee is now imposed on urban phone and electricity customers to fund copper deployment in rural areas, the federal regs that permit double depreciation in the annual cost reports submitted to state regulators is still on the books. Insurance companies discretely educate adjusters for roofing companies and auto body shops to add 20% for overhead, 20% for profit and ferret out any ancillary repairs that might be coverable under the insurance policies. Big Pharma, medical equipment suppliers and medical service providers are also encouraged to increase pricing so that insurance companies can turn in higher costs for higher "regulated" profits. The top five auto insurers each own 20% of a national auction business with wreck recovery yards in each NFL city where 100% of wrecked cars towed off roads are taken so that they can be "totaled" despite being safely drivable regardless of how minor the body repairs might be so that the insurance company can claim total loss while each of the 20% partners in the junkyard business can reap huge profits reselling the cars to be driven again or chopped for parts. Since less than 20% of the country votes, less than .001 percent of the population can articulate what needs fixing, and 90% of legislators sell votes to the highest bidder, the costs for regulated industries rise at 2-3x the rate at which unregulated industries are able to increase costs and continue to do so for decades. The only fix is to await self-implosion of the unfettered greed a la Rome. Meanwhile, nine countries have populations where over 75% of the population votes without rigged elections a la Erdogan, Putin, Kim Jong Un, Maduro, et. al., Countries where most people vote, and votes are counted honestly also typically enjoy longer life spans with 2-3x lower health care costs and also enjoy cheaper and more effective rail transportation verboten in the US where regulated airline, rail, refinery, auto and airport industries stoke their protection racket with campaign contributions.

Purchasing Quickbooks magically transforms "consumers" into "businesses", and shields Intuit from the FTC's consumer protection realm. Legally lying to millions of consumers each year for nearly a half century funded dozens of acquisitions including Turbotax. Intuit’s incredulity that lying isn't legal stems from breach of contract between Intuit and the IRS to provide free tax filings to low-income taxpayers and government employees. The initial $40mlilion fine for the initial contract breach was petty cash compared to Intuit's harvest from fooling people who qualified for the free filing. The second $140 million fine for breaching the same clause in a renewed contract caused Intuit to notify CPAs that Intuit was cancelling its 20+ year tradition of bulk payroll licensing (50 FEINs for the price the public paid for one). The Monday after Friday $140million settlement price for CPA's now buying payroll licensing is one client FEIN at the same price as the client would pay for one FEIN payroll license. Zero margin remains for CPAs to make sure client transmit quarterly and annual compliance reports by their due dates or assist with accuracy. Satan's snake and apple switcheroo would be awed by Intuit's art form of bait and switch "Marketing". False Quickbooks pricing posted with bold 27-point font hides actual pricing greyed-out, struck-out in 12-point font funneling a flood of fools flocking for a *ucking who (three or more months later) notice 2x (3x during slow season) leaching from their bank account. Actual price could have bit the victims had it been a snake and actually does financially. False Quickbooks functionality posted as "General" reporting in the lowest tier pricing excludes the "Balance Sheet". A CPA or Banker will vouch that the Balance Sheet divulges more essential managerial business data than the Profit and Loss report. Hours of help desk time with the Philippines will enlighten subscribers that the balance sheet can be available by upgrading to a higher priced tier. By then, the subscriber already invested hours familiarizing themselves with layout of the software and loading client and vendor header data. Backing out by then becomes more costly than rolling over and applying lube to your backside.