Anubi makes some good points. We do have some social patterns that make trying to do the right thing or start something new problematic.
Of course, you are correct too. The only rational response is to stand up and figure out how to work with the world as it exists.
I don't know that you can assume Anubi hasn't pulled up her/his socks and gotten to work. I have for myself pulled myself up from the gutter. Further, the "stop accepting your position as victim and change it" message is one I share with many people as appropriate. It still doesn't change the fact that the world as we create it couldn't be more conducive to doing awesome stuff. It doesn't mean that existence couldn't be a better place than it is or that we couldn't be better to one another. Actually, I'd go further to claim that if we were able to improve the state of existence that we'd all be the better off for it. Mindsets that stop with the "get over it" and "it's good enough" message seem a barrier to achieving a better state for ourselves and seem an acceptance of the victim position, only slightly evolved. I won't presume your position but maybe you should ask: does that description fit your understanding of yourself? And yes, stepping up will cost you some but the dividends will be higher over the long term.
Actually, that is where I'll agree with the sentiment of Stephenson's assertions. A lot of Sci-Fi has focused on the dangers and risks of the future and it has, by this, failed to develop creative imaginings of the positive possibilities and potentials of existence that we could attempt to manifest. While it is important to understand how we could enslave or destroy ourselves in order to understand how to avoid doing so, it is also important not just to poke holes, not only to critique but also to provide solutions and an understanding of what configurations of reality might be plausible improvements over the current state.