I was kind of excited about Google Wallet, but it's been almost entirely a disappointment. The one place I semi-regularly have a chance to use it is at Jack in the Box, but the NFC scanner is attached to the credit card reader, and some miscreant cut the cable between the credit card reader and the machine. This has no impact on the function of the NFC scanner, mind you, yet each time I tell them I'm paying with my phone they inform me it's broken because someone cut the cable. I've shown them it still works, but every single time I get a new person who thinks it doesn't (or the same person who's forgotten) and I have to argue with them that it does actually work. I gave up. Now I just hand them my card through the window. Less arguing, thus faster. This is pretty much true even without scanner damage, too. "I'd like to pay with my phone." "What? You can do that? I don't know. What do I hit?" "Nevermind. Here's the plastic rectangle you know what to do with." Also, I'm still waiting on the solution to include those other wallet things: license, insurance cards, train pass. Some things are *almost* there.. like my train pass actually uses NFC, but there's no way to have the pass on my phone that has NFC. My insurance cards are no more "secure" than a photocopy of them, but storing pictures of the cards in my phone is going to be a tough sell when the Dr's office wants to make their own photocopy. Police can always look up your license, so a picture might be okay there, but not as proof of legal age at a bar or liquor store. So yeah.. what does it do for me? Still have to carry the same number of things and makes nothing go faster and some things even slower.