When I first read the title that's just what I thought he'd gone and done...

Also, any checkpoint will provide a crowd of unsecured people waiting to enter - perfect for a terrorist to attack.

Everything you do is, in the end, your own responsibility. Buying a house, let alone borrowing money to buy a house, is the biggest financial step of most people's lives. To trust someone else's judgement in such an important step is truly foolish.