1) Rich people need cash and cash equivalent/liquid accounts, too. Besides, there are other federal protections on capital assets, e.g. SIPC.
2) you are quite right, I should have said police & fire are primarily non-federally funded. Property tax does not always form the bulk of many county/city budgets, by the way. Sales tax, occupancy tax (in tourist areas), etc. are at least as important. Sales tax is another example of a highly regressive tax.
3) Oops, I named a tax benefit that disproportionately benefits the rich, and you acknowledged. Naturally, like any wingnut, you moved the bar. Now I need more... How many this time?
4) Ah, so some people have moral failings when making individual decisions, because they seek to maximize their own personal gain at the expense of others. That seems to be the situation you are decrying. How should we address this? By just complaining about it? Or through progressive laws? I guess you fall in the we should just complain about it camp...
5) How many minimum wage jobs don't require literacy? Seriously, you are delusional if you think public education doesn't provide a more capable work force. You didn't ask me to argue that our current public education is the most _efficient_ way to educate the masses, I am not sure it is. I just know that this country would not experience the productivity it does without education that is currently funded by taxes, and productivity benefits the wealthy IN PROPORTION to their capital deployed.
More adults being driven to minimum wage jobs has more to do with the diminishing middle-class, which in turn is the result of regressive tax policies.