I had heard of credit unions before, but I didn't know what they were and I didn't have sufficient interest to find out. I only researched it after this Bank of America incident. Now that I know, it's obvious to me that a credit union is better.
It is my understanding that the surface is composed of meteorites that hit long after the core formed. Dating the surface should not give you the age of the moon as a whole unless it's uniform in composition. If you do the same to date the Earth, then creationists will have plenty more fuel to support their story.