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Comment Re:Misses the point (Score 1) 313

False. Have you ever signed a merchant contract? I have.

The merchant whose billing data was compromised is liable as well -- both for the charges, the cost of replacing cards, and fines by the issuer and/or credit card network.

It's easy to take a bunch of fraudulent charges and see which merchant they have in common to determine the source of the data. Merchants are fined more if they don't disclose a breach of data before the credit card companies discover it.

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