IMO, teaching your niece financial self-defense is far more important than any specific career path. Whether she pulls in seven figures as a CEO or is making minimum wage at a fast food restaurant, she should:

* Spend less than she earns.
* Build an emergency fund.
* Invest the rest.
* Avoid debt whenever possible. Pay debt down as fast as possible.
* Get a side gig to increase income. Bonus: makes you less reliant on full-time job.

There are a ton of websites with ideas about living a frugal lifestyle. She'll have to think outside the box and get used to a ton of negativity from people who insist it can't be done, but it's the best way to live a future-proof life I can think of.

Before we write off Hotmail, let's see how Win2K handles it. Everyone I've talked to who's used Win2K has found it to be significantly faster and more reliable than NT4.

Significantly faster? Then why did the minimum system requirements increase?