I had access to neither loans nor parental support in college. For a while I was in a co-op program, which was good & allowed me to support myself during school terms, but I had to leave it. After that, I worked multiple part-time jobs on & off campus while going to school full-time, & was always worried about paying the rent, eating, etc. I worked pretty much full-time, went to school full-time, no other life, which was fine, as I was living with my boyfriend. Things I learned: 1) Combine time & effort as much as possible. I worked in the main campus library, & did most of the research for papers (mostly for electives) right after work, before heading home. I also lived in a very inexpensive co-op housing complex, where tenants had to do 1 hour/week of labor, and in return rents were about half the cost of other apartments, and I worked one Saturday afternoon a month for a food co-op in exchange for a staff discount on food purchased there, which wasn't a lot, but helped with bulk goods. 2) Take jobs that offer more than just the pay. I waited tables in a beer-and-pizza/pasta joint, right next to the Engineering school, which at the time had about 800 students - about 3 of them female. Drinking age was 19 (Canada). I'm a decent-looking female, & I did well on tips. I was also permitted to eat 1 meal at work after a shift, and to take home leftovers from the pizza & pasta lunch buffet or any delivery orders with mistakes. My boyfriend & I ate a lot of cold/leftover pizza, leftover pasta, etc. A lot of students took jobs in restaurants because of meals & tips. Between that & the co-op apartment, living near campus (which cut down transportation costs), & picking up things like serving as a subject in psychology experiments with lots of quizzes for $25 a pop, I managed most of the time. The rent was late with some regularity, life was stressful, & meals were not always the most nutritious - but I survived.