rahijada writes: "I'm the IT Manager at my company and manage a number of mobile devices. Recently I was asked about insurance on these devices, and my instinct is that insurance on that many devices is a waste of money. So, to back up my claim I built a spreadsheet that displays the cost (savings or loses) of carrying insurance based on the percentage of claims made over a given amount of time. I'm sure it's not perfect, but it's a good start, however, my question is this, what percentage of mobile devices on average have an insurance claim on them? I can't imagine this number being larger than 20%, but that's just a guess on my part. Thought I'd check with the community here and see what your thoughts are too."