Does this idea of yours about the costs of government employees and supporting infrastructure include police and fire services, transportation infrastructure maintenance and improvement, agencies for testing and insuring that standards are met, and so on and so on? Military? Scientific research? and so on and so on? These things that don't make a profit, were never meant to profit, but were created to provide a way for businesses and the general population to do more than just subsist? I’m not saying all of these are implemented in the best way, and should be reviewed and improved often, but without them business would have to pay a lot more, and so it follows that the general public would have to as well. The regulations are there because business/industry couldn't do the right thing, they messed up in a big way. Another way to look at it is that all games need rules or they aren't games. I hope you get my drift.