Like I said, this is trivial and stupid... but I spent a few minutes and made a different version of this trojan. Check it out below, it "looks" like a jPG file (if you have "always show file extensions" off), but is really an application with an embedded JPG file which it open after printing some benign messages to the console.

It is .app package so it would be kind of hard to distribute it via a P2P mechanism or something, since it needs to be .zipped (or whatever) to transfer it as a single file.

Anyway, check it out:
fakeJPGTrojan.zip

Btw...if you read my first post it states...

"like the hungry monopoly they are fast becoming."

Meaning I didn't say they 'are' a monopoly, but implied they are becoming a monopoly.