Comment Re:Reverse the charge (Score 5, Interesting) 165
DON'T DO THIS ON A REGULAR BASIS!!! This will negatively affect your credit score and will cost you much more than some paltry couple hundred bucks in comparison in the long run.
I never thought I'd say this, but there is safety in shopping at big chains (Wallmart, Amazon, etc) -- they get much heavier scrutiny and can't get away with sleazy business practices for long. They are regulated, they have to report their finances, etc. On the other hand, small operations run from a garage in a third-world place, don't have to abide by the same laws so the only buffer between you and them is your credit card company. The CC company *will* protect you, but if you fall into the category of a habitual scam victim, you'll be flagged as a high-risk customer and your credit score will take a beating.
Speaking of sleazy companies, I was almost scammed by a VPN company advertised here on
So the moral of the story -- stay away from questionable internet outfits. And keep one thing in mind -- no matter how smart you believe yourself to be and how discerning and cautious, there are people out there who spend the time and effort to hone their con artistry skills so well that you won't realized you were had until you've parted ways with your money. If it's too good a deal, it's a scam.
Also, try to put a a few buffers between you and questionable merchants. In my case, I deliberately chose to pay via PayPal, because I knew they have a good dispute process and because my instinct told me I may have to come to rely on it. I was right. My absolutely last resort would have been my credit card issuing bank.