My wife has lost about $500 with ebay in two separate auctions. After being enamored with the idea of ebay, she says she will never use it again. The first time the seller sent a piece of junk that was supposed to be the item, but was rusted out. My wife returned it to the seller who then took her money and the rusted item and ran. She couldn't get ebay or paypal to do jack... plust the seller spread the time out with promises... The second time similar thing... The seller got their money, shipped a defective item and claimed that we broke it. The stupid thing on our part is that we didn't use insurance on the return trip because it was broken and he said that was what caused it to break... Took out money and ran... I will still buy stuff on ebay because I will stay on top of it, but my wife won't anymore. Oh well, chalk it up to learning experiences... ;|