Comment What about Visa's $0 Liability (Score 3, Informative) 365
It appears theres a clause for Debit cards used at ATM's...
http://usa.visa.com/personal/security/visa_securit y_program/zero_liability.html
Extract from above Link:
The Zero Liability policy covers all Visa credit and debit card transactions processed over the Visa network--online or off. The only transactions not covered under the Zero Liability policy are commercial card, ATM, and non-Visa-branded PIN transactions.
