I've been on the fence with them for years. I wasn't aware of the browser fingerprinting, but maybe it's happening without my knowledge (?).
I've never given them a phone number, and it boils my blood that anyone thinks a phone, especially a cell phone, and text, is any kind of "security".
So far I haven't had any problems, but I don't use paypal super often. Maybe a couple of times a month. The slightest sign of problems and I'm out.
People at my bank recommended venmo, I think, I'm not sure. I'll check with them before I open any new e-payment accounts. Or maybe it was klarna? Too many new words and names to keep track of.
Gotta stay alert with all of this crap.