I use Blue Cross (Score 2)

I am an independant consultant and have been for about 4 years now. I have had a Blue Cross PPO plan for about 6 months now and I am pretty happy with it. I agree with slag, you must access your situation. I started out with some pretty plain coverage. Then I started spending a lot more free time playing soccer and snowboarding. I got a few bumps and bruises along the way so I decided to get a plan that covered doctor visits better than my previous plan. Right now I have the cadillac PPO plan that has a $10 co-pay and some other crazy stuff. I pay about $120 a month if memory serves me correctly. This is about $30 a month cheaper than I paid in COBRA from a former employee. Have you looked a online Insurance services like www.insweb.com? They might be worth a look as well.