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Comment Re:I think he just got scammed . (Score 1) 236

You might to keep up on whether they have your SSN. I refused. five years later, I get a new job and new insurance. The insurance company got my SSN from my employer and they in turn gave it to my eye doctor. I have tried to get them to get rid of my SSN, but every time they submit a payment, the SSN comes back to them. I've tried calling the insurer and they say they're allowed to have my SSN and my job says there's nothing I can do about it. I went round and round with all three for a year before I gave up.

Comment Re:Cars, cars, cars (Score 2) 88

All one has to do is look at Tesla's upcoming 2016 map of chargers to see how quickly they're planning on expanding it. Tesla has already said that they plan to double the number of charging spots by the end of the year and I expect similar growth in 2017. The superchargers are the big game changer for Tesla. Nobody else can boast having an EV which can be driven across the country without spending huge amounts of time charging. Last September I had no problems or significant delays driving from the Bay Area to Seattle. It took me 2 days and charging only added 3-4 hours to the entire trip. The time often wasn't wasted either. I used it to stretch my legs and grab a bite to eat. If I were driving a gas car I'd also take 2 days for this drive since I'm not about to drive 14-16 hours straight.

They aren't expanding to western Nebraska. It's 402 miles from Scottsbluff to Lincoln. In my car, that's one stop for about 10 minutes max to fill up with gas. The model 3 doesn't have a range listed. The X and S say 237-294. At the low end that's two stops just to get to my destination, which adds at least 75 minutes to each trip. Oh yeah, there aren't any charging stations on that route and none planned so Tesla is still out for many people in this area.

There are many people in western Nebraska who travel to Lincoln, Omaha, Cheyenne, Denver, Ft. Collins, Loveland on a regular basis. They aren't going to want to fuck around and wait 75 minutes or more for shit to charge.

Also, I do drive 14-16 hours straight once a year visiting my mother. It's a 28 hour drive and I do it in two days. I'm not even going to do the math on how much time will be wasted charging these things.

My tank of gas gets me 375-425 miles, depending on traffic and how much stuff I have in the car. The Teslas simply can't compete with that. I also paid $18,000 new for it. Tesla can't touch that. While Teslas are great in major urban areas where people just tool around the city to and from work, running errands, etc, that's fine. But it hasn't even tried to reach rural areas yet. I don't see that changing for another 10 years.

Comment Re:Other brand names that Americans use ... (Score 1) 262

A crock pot and a pressure cooker are two very different things. A crock pot is also called a slow cooker. I can turn it on, leave the house for hours and when I return I have a nice meal to eat. If I did that with a pressure cooker, it would explode if it was unattended and I did not periodically release the valve to lower the pressure and let steam out.

Comment Re:Stop grouping revisions (Score 1) 116

This is one of the problems I have come across a lot. I was looking at purchasing a hard drive. One particular company's 500 GB and 2 TB drives got good reviews, but the 1 TB drive had some major problems. It was a pain in the ass trying to figure out which review went with which drive unless the reviewer specifically said it.

Comment Re:I just must be drunk. (Score 4, Interesting) 98

Anyway, back on topic. Why not just teach seniors to tell anyone claiming to be their grandchild to call their parents if they need money? It's not as if haven't spent a good portion of their lives paying to support parasites already, right?

Because hearing gets bad as you age and you're not totally sure it's your grandkid or not. Because people suffer dementia when they get older. Because it's easy to confuse people when they get older. Because if you're a scammer and you're good at what you do, it's easy to guilt people or threaten people into giving you money.

There's a reason these scams are done worldwide. They work. I saw my own very intelligent grandma fall victim to a phone scammer once. She never would have fallen for it in her younger days, but at 85, those fast talking bastards nearly cleaned her bank account out. My mom was able to get all her money back after about 14 months. And you know what, my grandma died in 2011 and those fuckers are still calling. They told my mom last week that they had just talked to my grandma and she authorized payment so my mother better stop meddling, or else. My mom told them to feel free to go to the police and report her.

It happens. It doesn't matter how old you are. Pressure tactics, when done right, are scary as hell, particularly to the elderly. I live in a small town and the banks here already have similar alerts available. If you try to make a payment that is out of the ordinary, which you set up what would be considered normal transactions, they won't allow payment until they speak with you or your representative. Just because you've been used to scams your whole life, doesn't mean you still won't fall victim to one.

Comment Most places I know start around 8am (Score 1) 161

Where I live, the elementary schools are roughly 8am-335 pm. They vary by 10 minutes earlier or later to accommodate the bus schedule. The elementary schools also get out at 1pm every Wednesday. The junior high is 805am-328pm and the high school is 8am-325pm. I used to work at the junior high and it seemed it wasn't long enough. For instance, lunch at the junior high had shove three grades of kids through in less than an hour. After standing in line, kids were lucky if they got 10 minutes to eat lunch.

Where I grew up my high school schedule was 710am-220pm. I actually liked that schedule. If you didn't play a sport, you could still get home and complete homework and still have part of the afternoon and evening to hang out or do whatever you liked. If you did play a sport, you had about an hour and a half to finish homework before practice and two and a half hours to finish before a game.

The kids in my local school district always complain they can't do their homework until they get home and are often up until midnight finishing hit. While studies have shown that teenagers' circadian rhythms are different from adults and going to school early is harmful to them, it didn't bother me personally.

If we were to have them start much later, we also would have to change adult worktimes. For example, I grew up a 90 minute train ride into NYC. If the schools in my town didn't start early, then there would be many parents who were late for work each day. My district made those changes to take that into account. After school programs are easy to get grants for. Before school programs? Not so much.

Comment Re:In Finland (Score 1) 516

I have not been along the Gulf Coast, but when I lived in North Carolina and visited the Outer Banks there were many houses that were up on stilts.

As for wooden houses, wood is cheaper than concrete. Often when you buy a house in America, the house is already built and you're just purchasing it. I live in a town of 10,000 and I only know two people who built their own houses and they were wood. Most of the middle class cannot afford anything but a house built of wood.

In Florida, there are concrete block stone houses, but they are more expensive. IIRC, they also have some steel framing. I think a lot of it comes down to cost. I could not afford any of the brick homes in my town. They are simply far out of my price range and I suspect this is a large reason why most builders don't build with concrete.

Comment Re:Question is stupid (Score 1) 146

Question is not stupid. Maybe OP should have said what part of America they are returning to, but, where I live nothing in #1 or #2 works for me.

I had T-Mobile for a while, but there is no data plan with it, texts took several days to get to people, but voice worked. They were nice about cancelling my contract. ,br>
We have two providers in town, Viaero and Verizon. The Verizon pay-as-you-go plan was $10 more expensive a month and they wouldn't let me use my unlocked phone on their system. I don't know why, but I just couldn't be bothered arguing with them. Drove across town and got Viaero. The only down side is if I'm out of the county, I can't get an internet connection.

Comment Re:I can't buy one (Score 1) 377

Why are they doing it wrong? I bought my car brand new 14 years ago. I've got 134,000 miles on it, never had a problem and have done maintenance (oil changes, tire rotation, replacement of belts, etc.) whenever it was scheduled. The only thing I've had to replace is the clutch, which wore out at 99,960 miles. It does exactly as I want it to and I get 30/35. I don't see anything wrong with my choice.

Comment Re:I can never wrap my head around this. (Score 2, Informative) 1040

So how in the word is it possible that in the US 15/hour is barely a living wage? How wasteful a life are you living there seriously?

These are my monthly bills.

Mortgage $500

Electric $120

Car payment $300

Internet $70

Water & Trash $50

Phone $50

Student loan $300

Car Insurance $120

Medicine $250

Retirement $100

Gas & Groceries $550

Savings $100

Life Insurance $60

That's a total of $2570

If I take out savings, life insurance and retirement savings, that would be $2310. Let's say my car and student loan is paid off. That would be $1710. My take home pay after taxes is $1100 a month. I am fortunate enough to be married to someone who makes more than me and we can pay our bills and save for retirement.

If you make $15 an hour in my town, you might be able to cover that $1710, depending on how much your health insurance costs. I have a friend that makes $15.17 an hour and brings home just under $1800 a month. This was before the Affordable Care Act went into place and everyone had to have some kind of insurance.

Let's say I'm a healthy person who doesn't need medication. Subtracting that $250, you get $1460. My salary would still not be enough to cover the bills. My friend may be able to cover the bills, but that depends on how much she is paying for health insurances as well. At $15 an hour, if there's nothing wrong with you, you would probably be okay, providing nothing ever goes wrong. This is also in my rural area of the country. I'm thinking a large city like Seattle, NY, LA, Miami, etc., $15 will still force you to find a second job.

For $15 an hour, where I live, you're just scraping by. You're not going to get any vacation pay, not that you need it because you couldn't afford to go anywhere anyway. Most people in my town make $10-12 an hour and have a second job.

I don't live an extravagant life. My life is mostly work and home with an occasional night out with friends. If I was on my own, with my salary, I'd never be able to eat out, travel, or do much other than work just to cover my bills.

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