>$6000 on the government spending PERSON (plus $500 out of pocket). You probably have either kids or parents who are paying very little tax, if any. Guess who is paying the $6,000 each that they cost?
OK, so you seem to have a potential understanding of the term "per capita" and how that relates tangentially to a taxpayer.
So now you can go ahead and explain the following: if I the Canadian taxpayer pay $5292 per person for 4 people that makes 20k per taxpayer, how much does the average US taxpayer pay in healthcare costs if the per capita costs for the US are $9403 per capita? Sounds like $38000 to me.... Please, do explain how that's better than paying $20000.
>Employers provide health coverage in the US.
SOME employers. Many do not. Or many only partially pay.
>They said $1,200, but only $1,000 during off hours, and $650 if I filed the insurance form rather than having them handle it (which means they get paid immediately from my HSA). From $2,000 with the "normal" method that 99% of people do to $1,200 just by making one quick phone call! Another $200 saved if I came in after work, when they less busy. That's fully half the cost saved. What if there were a system that encouraged people to cut the costs in half by making a phone call and scheduling the appointment for 5:30, when they get off work.
Did you know that hospitals and clinics in Canada don't even have POS systems or cash registers? That nobody gets a bill as they walk out? That nobody has to "file insurance forms" for anything other than eyeglasses and dental work?
> The systems are actually quite similar, just basically in Canada the government runs the one and only insurance company.
And that actually makes all the difference in the world. The Canadian government sets the prices that hospitals get paid for everything, advised by a rotating board of doctors. There are no middleman HMOs taking their share of profit and trying to gouge wherever they can. This is the primary reason the per capita costs in Canada are half of what the US's are. Here we treat it as a service, not a profit center.
You've still failed to address my point. What is your final take home pay after everything including your healthcare costs vs what it would be in Canada? Have you checked? There are tons of online calculators that can tell you in about 2 minutes. I ran them. My results were that if I was in Texas and I had to pay even $20 a month for any healthcare at all, I'd make less than if I stayed here in Vancouver. But you do have excellent tacos there so I can see how that might be a draw.