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Comment Re:I hope Apple Pay will die (Score 3, Informative) 283

1) You may be indemnified against fraud but it doesn't mean the banks or merchants are. Generally, merchants end up eating that fraud.

2) The reported fee for Apple Pay is about .15%, which is vastly lower than any credit card (or debit card) and banks are fine with it because the reduced fraud more than pays for it.

3) Contact-less payments already existed but were nowhere near as secure.

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