Trust is important when it comes to money. I use PayPal to mitigate risk for dodgy sites requiring i.e. credit card information. Until recently I was able to use fast funds adding - directly from my bank account to PayPal account in same bank and it took minutes. But recently PayPal changed (at least in Europe) payment operator and now to use fast funds adding they require from me to supply this operator with MY login to bank and MY password to bank and THEY logon to MY account and make required transfer.
Such convenience (they think).
I'm not gonna do it. No fscking way.
Bank has no obligation to make any refunds in such situation when something goes sideways. Situation was even catched by regulatory body here in Poland which published recommendation against such practice - as a warning to banks customers.
Only option for me now is to make standard bank transfer and wait 2 (two) working DAYS for funds to appear on my PayPal account.