I mistakenly selected "Earned me a stern reprimand" when I should have gone for "had a serious chance of leading to jail", which is quite a slip.
About 9 years ago I got in trouble for crashing into another car. I was pulling out of a minor road to cross more major one. I looked right, then left, then forgot to look right again (I'm in the UK btw) and as I pulled out I got hit from the right by a car with a couple of old guys in. My car got turned through about 60 degrees and ended up partway across the carriageway I was crossing. The other car ended up crossing the other carriageway, mounting the kerb, running over a tree and coming to rest just shy of someone's garden wall. Mercifully no one was seriously injured.
The police turned up and had a look around, took their pictures and so on. I got pulled into a car and told that my choices were either to face a charge of careless driving (possibly even dangerous, I forget) which I think could lead to up to 6 years in jail and a £6k fine, or I could go on a "Driver improvement course" and get away without even being arrested. I took the course, naturally, which was a 2 day affair with lectures on careful driving and some practise driving with instructors. At the time, it became very clear that it should actually be called a "You can't drive for shit course" as some of the people there were truly inept - one woman wouldn't go beyond third gear, a guy I met was on his 6th write off... really useless drivers. Still, the choice between spending £120 and 2 days on that course, or potentially going to prison was a pretty easy choice.
I still don't think I was entirely in the wrong with regard to that accident. I was joining a road with a speed limit of 30mph, and with a good long line of sight when looking to the right, so for someone to go from being not there to being on top of me in the time it took for me to fail to glance right and move out suggests to me that they were speeding. The fact that they managed to run over a tree with a 6 inch wide trunk after hitting my car and mounting the kerb also doesn't persuade me that they were doing just 30mph.
All that being said, the evidence would have been clear to the police officer - at the time I was a 19 year old man with very short hair driving a red car. Case closed, your honour.