and to be clear i think most of that is good intentioned minus the OS age stuff; but its overpy restrictive and probably cuts of alot of kids from their social circles; which can infact be bad for them if they are different or dont fit in with the normies at school or face bullying etc; i do think short form video slop should be limited for younger viewers it seems clearly bad for attention and mental development
anyways
maybe its time we ban the elderly from large spur of the moment financial transactions to random people without any 3rd party confirming authenticity and validity
anyone over the age of 50-60 seems extremely gullable and vulnerable to these scammers
so why dont we mandate that any transaction over $2500 or so that is for something like giftcards or crypto; by anyone over that age; has to be confirmed and validated by either a designated younger trusted relative or a 3rd party or bank service or something that must engage with both parties and do some basic checks to ensure the poor old person doesnt get scammed
or maybe we should install os age checks so that anyone over 65 has to do extra confirmation or something and get approval in some cases for any random transaction that is fintech related and used by scammers; gift cards and crypto; stocks; that kind of thing; if they are just transferring money to their grandkids like theyve done before thats fine; if its a smaller giftcard thats fine atleast it reduces the harm; if they go buy a laptop or appliance in a store or online at a legit retailer thats fine; but the brokes go down and the walls go up if its fintech stuff and especially over $2500-$3000
it sounds reasonable to me; and i wouldnt mind a bit of extra hassle if i was that age if it kept other people safe
maybe this wont be so necessary in a few decades as old people will have used tech most of their lives